Terms and Conditions

Welcome to WinzPay! These terms and conditions outline the rules and regulations for using our platform. By accessing or using WinzPay, you agree to be bound by these terms. If you do not accept these terms, you must discontinue using our services.

1. Acceptance of Terms

By accessing or using WinzPay, you confirm that you have read, understood, and agreed to these terms and conditions. These terms constitute a legally binding agreement between you and WinzPay.

2. Our Services

WinzPay is a comprehensive bill payment platform powered by Mexonaire, a trusted brand of Winz Tech Hub Ltd. Our services include but are not limited to utility bill payments, airtime purchases, and other digital transactions. We reserve the right to modify, suspend, or discontinue any service at any time without prior notice.

3. User Account and Security

To access our services, you may be required to register for an account. You agree to:

  • Provide accurate and up-to-date information during registration.
  • Maintain the confidentiality of your login credentials.
  • Notify us immediately of any unauthorized access to your account.
WinzPay is not responsible for any losses resulting from unauthorized access to your account due to your negligence.

4. Prohibited Activities

You agree not to use our platform for any unlawful or prohibited activities, including but not limited to:

  • Engaging in fraudulent transactions.
  • Hacking, disrupting, or impairing the operation of our platform.
  • Uploading harmful or malicious content.
Violation of these rules may result in account suspension or legal action.

5. Payments and Refunds

All payments processed through WinzPay are final and non-refundable, except as required by applicable law. In case of errors or disputes, please contact our support team promptly.

6. Limitation of Liability

WinzPay, Mexonaire, and Winz Tech Hub Ltd. shall not be liable for:

  • Direct, indirect, incidental, or consequential damages arising from the use or inability to use our services.
  • Losses resulting from delays, interruptions, or inaccuracies in services.
You acknowledge that you use our platform at your own risk.

7. Governing Law and Dispute Resolution

These terms shall be governed by the laws of Nigeria. Any disputes arising from these terms or your use of WinzPay will be resolved through arbitration or in the courts of Nigeria.

8. Changes to Terms

We reserve the right to update or modify these terms at any time. Continued use of our services constitutes your acceptance of the updated terms.

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